An Ontario woman lost $2,000 in a taxi scam after she was approached by a woman saying she needed help paying for a ride in a parking lot a week ago.
“The young woman was holding a $20 bill and she was telling me the taxi driver wouldn’t take cash. She said can you use your debit card for me and I’ll pay you cash? Well , who would say no to that? Who?” Edmee Moir of Etobicoke, Ont., told CTV News Toronto.
The woman handed Moir the $20 bill and Moir paid the taxi driver with his debit card. He took his card, Moir entered his PIN and the transaction was complete.
But Moir said on returning to her vehicle, she noticed the debit card returned to her was not hers.
“I get in my car and I think, ‘God, that’s not my card.’ I came back but by then they were both gone,” she said.
Fearing that something was wrong, Moir rushed to her local bank branch. By the time she arrived, the crooks had already drained $2,000 from her bank account, her daily limit, through an ATM.
Moir said she was initially told she might not be able to get her money back because she gave her bank card to the scammers.
“I was told that because you gave the taxi driver your card, you have no chance of getting a penny back,” she said.
The Good Samaritan taxi scam is present in different parts of the Greater Toronto Area. Typically, this is a fake taxi driver and someone who is looking for people who will pay with their debit card and accept money in return.
The scam also uses a fake debit machine which records the PIN. So when the scammer takes your debit card, they know your PIN and immediately make purchases or cash withdrawals up to your daily limit.
Toronto police have warned against scamming in the past and said never give your debit card to anyone during a transaction and never return a debit machine with your card still in it. Agents encourage everyone to always inspect your debit card to make sure it’s yours after each transaction and to protect your card with your hand so no one can watch you enter your PIN.
Moir does business with CIBC, and when CTV News Toronto contacted CIBC Corporate Communications, they said Moir’s case was still under investigation.
Josh Burleton, Senior Consultant, Public Affairs at CIBC, told CTV News Toronto in a statement: “Protecting our clients is a clear priority for our team and when we identify an issue or a problem is brought to our attention, we are working quickly to investigate and resolve the issue. important, as we did for our client in this case.
“While we have strong controls in place to detect fraudulent activity, we encourage all of our customers to be on their guard and be alert to card swapping and other inadvertent theft when paying for a delivery or order. ‘a service. More information on how to spot and stay safe from distraction theft and other frauds and scams is available on our website.
CTV News Toronto told Moir today that she would get the stolen $2,000 back from her bank account, which was great news for her.
“I can’t believe it, I can’t believe it. I’m so happy because $2,000 is a lot of money,” she said.